Service members make many sacrifices for the good of our nation. They devote years of their lives to the military, moving frequently, working long hours under stress, and sometimes truly risking their lives in service of others. Right beside them, supporting those who support us, are their families. Military families serve as an unwavering foundation for their service members through relational, financial, and emotional support. The challenges military families face are partnered with unique rewards such as the pride of knowing that their sacrifice and support are lifting up their loved ones and their country.
There are more than 2.6 million military families in the United States. Military spouses are often subject to frequent relocations and primary caretaking responsibilities in single-income households, sometimes while their partners are deployed overseas for months at a time. Moreover, military family benefits and support are often lacking, leaving the parents, spouses, and children of servicemembers with additional burdens. In 2023, only 49% of military families reported being satisfied with military life.
Mission Roll Call acts as a unified voice to educate lawmakers about issues surrounding military families, from spousal unemployment to VA access.
In this article, we will discuss:
A military family refers to a family where at least one member is an active member of the United States Armed Forces or a reservist. Typically, “military family” encompasses the service members’ immediate family: spouses, children, parents or other dependents. These relatives generally live in the same household as the service member and thus are the most directly impacted by the demands of their service – deployments, frequent relocation and long hours, for example.
However, extended relatives or other loved ones are often impacted by their family member’s service in other ways. While these relatives are not typically defined as military families, their perception of the U.S. military is often greatly impacted by their family member’s personal experiences during and after their service. They may also be more likely to have strong opinions about active duty and veteran issues because of their proximity to the impact of these policies on their loved ones.
Military families span all U.S. Armed Forces and span diverse geographies, backgrounds, and demographics. In total, there are 2 million active component and Selected Reserve service members, with more than 1.6 million dependents. By service branch, the breakdown of service members in 2022 is as follows:
Service members’ assignments as active duty or reserves heavily affect the location of their military families. For those based in the United States, active service members are typically assigned to new bases every 2 to 3 years, resulting in continual transition for their families. By contrast, reserve service members generally maintain a continuous affiliation with a unit, and therefore their families face less relocation. Within the United States, active duty branches most heavily reside in California, Virginia, Texas, North Carolina, and Georgia. Similarly, most reserve units are located in Texas, California, Pennsylvania, Florida, and New York. As follows, these states tend to have large military family presence and transition. An additional 228,000 active duty personnel and 60,000 reserve personnel are stationed overseas.
Many of these service members are young men and women in early adulthood. Given the physical requirements and stressors of a career in the military, the force is structured to be built around a young demographic; the minimum age for entering military service is 17 and the maximum age is 42. Because service members skew strongly into those in young adulthood, many major milestones such as marriage and having children occur while they are in the peak years of their military career.
Half of the service member population is married, and 40% have children. Single parents make up 3.9% of active duty families and 8.5% of reserve and guard families. Additionally, 7% of active duty service members and 2.6% of the reserves and guard populations are in dual-military marriages. These conditions often require additional childcare, employment needs, and financial strain.
While there are about 1 million military spouses, nearly 10% of which are male, there are more than 1.6 million military children. Of the children in the K-12 age range, 80% attend public schools, meaning their school year is often interrupted during relocations. Frequent changes in school, childcare providers, and long stretches of time with a parent deployed can cause military children to face greater than average stress levels.
Military families who currently have a family member serving in the military, guard, reserves, or who are veterans are called Blue Star families. Silver Star families are classified by having a family member who is a wounded, ill, and/or injured veteran from any branch of the armed forces. Gold Star families are those who have lost a loved one during active duty service in any of the military branches and during any conflict. Lastly, Green/White Star families are families who have experienced a military member loss through suicide from any branch of service.
The biggest challenges that military families face are: frequent relocation, military spouse underemployment or unemployment, and childcare. These interrelated issues often come with additional stressors as families have to consistently reacclimate to new environments, community and school groups.
Military families are subject to frequent relocation. Each year, about one-third of all service members and their families are given a Permanent Change of Station (PCS) order to move to a new post, where they will typically stay for two to four years. Summer transitions are most common with the majority of these moves occurring between May and September, in what is referred to as PCS season, since it is in between school years for children. However, about 400,000 service members receive PCS orders in December and January, forcing their children to transfer schools in the middle of a school year.
These PCS orders will include a “Report No Later Than Date” for the service member to check in at their new assignment, which puts pressure on their military families to pick new schools, get new jobs, find new homes, secure child care, and settle into a new community typically within around 120 days. Oftentimes, military families will stay in a hotel or temporary housing until they can purchase a home in the area or get assigned a home on base. This puts unnecessary and extreme stress on military spouses.
In addition to organizing a move for the family, military spouses also need to search for new employment. Given the frequency at which military families move, military spouses have long faced employment challenges with an unemployment rate that soared to 38% after the COVID-19 pandemic. The unemployment rate among military spouses is five times the national average, which one in five military families cited as a reason for leaving active duty service.
Due to the nature of PCS orders, military spouses are typically not awarded unemployment benefits since they “voluntarily leave” their jobs. While some U.S. states have military family benefits that allow spouses to receive unemployment compensation for moving along with their active-duty partner due to PCS orders, this compensation may not equate to a full-time salary and still necessitates that the military spouse sacrifice or delay career goals in order to accommodate the PCS orders.
Additionally, there are 14.3 million caregivers to service members and veterans, representing 5.5 percent of the U.S. adult population. Seventy percent of these caregivers are military spouses who are responsible for assisting their partners with daily activities and medical tasks. This takes a heavy mental and financial toll on military spouses.
For caregivers and employed spouses, child care is often a necessity. As a result, the Department of Defense provides on-base child care for military children. However, the COVID-19 pandemic triggered a shortage of childcare providers, and it falls on military families to come up with ways to overcome this gap. In May, 9,000 children were waiting months for spots at one of the military’s child care centers.
Amid all of the logistical stressors military families are subject to during relocation, many also experience difficulties adjusting to their new communities: spouses are often isolated from close friends and family and must frequently develop new relationships with other parents or coworkers; children must meet new friends at school; and families have to reestablish routines such as finding doctors, babysitters, and even new traffic routes and grocery stores. These factors can be further exacerbated for PCS families that move to installations designated as “remote and isolated.” These areas are far from urban centers and transportation access, adding to the difficulty of seeing friends and family or growing a new community.
Federal and state governments, nonprofit organizations, and private companies all work to provide resources and support for military families.
Organizations such as the Semper Fi & America’s Fund and Military One Source are comprehensive resources that provide access to information on family life, deployment, benefits, transition programs, counseling services, and more. Families can also find information in the National Resource Directory, a database that connects wounded warriors, service members, veterans, their families, and caregivers to programs and services that support them.
For health and wellness, TRICARE provides comprehensive medical, dental, and mental health services. Veterans can also access health care through the VA Medical Benefits. Additionally, families may qualify for food assistance through federal programs such as SNAP.
Organizations such as the Army Emergency Relief, the Navy-Marine Corps Relief Society, and the Air Force Aid Society provide financial aid, grants, and interest-free loans. Military OneSource’s MilTax offers free tax services for members of the National Guard and Reserves, immediate family members, and eligible survivors.
For education and childcare, the Post-9/11 GI Bill offers educational benefits to service members, veterans, and their dependents. The Military Child Education Coalition supports military children in schools, and School Liaison Officers assist families in navigating school systems at military installations. Child development centers also provide affordable, high-quality child care on military bases, and the Family Advocacy Program offers support for domestic and child abuse prevention. The New Parent Support Program also provides home visits and parenting education.
For housing assistance, military families can access on-base housing or receive a basic housing allowance through the Department of Defense (DoD) to help cover off-base living expenses. Each military installation also has housing offices that offer guidance in finding suitable accommodations. Veterans who are homeless or are in danger of becoming homeless can contact the VA National Homeless Call Center at 877-424-3838.
Relocation and transition support are available through services like the Relocation Assistance Program, which helps families transition smoothly during a PCS move. Programs like Navy MWR – which offers fitness centers, sports leagues, and travel discounts – can provide military families with a sense of community. The USO also supports military families with their trademark entertainment programs such as USO entertainment tours.
Military families and veterans can access these resources either directly or through organizations that help to connect military families to the support networks they need.
Mission Roll Call has referred veterans and their families to several organizations over the years. For example, America’s Warrior Partnership (AWP) is a national nonprofit focused on helping veterans and their families access essential resources through local community programs. AWP partners with communities across the U.S. to connect military families with benefits, healthcare, housing, and employment services. Military and veteran families can access assistance via this link or by contacting the AWP Network Support Line at 1-866-297-8397.
Despite the availability of various resources, military personnel often face significant challenges when transitioning to civilian life. Veterans report difficulties in finding employment, maintaining mental and physical health, and achieving stability in financial and social domains.
A recent Mission Roll Call poll highlights these struggles. When asked, “What was the hardest part of your transition from military service?” 30.26% of respondents identified the VA process, 26.48% mentioned finding a job, and 28.05% pointed to establishing a routine. Alarmingly, only 15% of veterans felt that the military’s transition assistance program adequately prepared them for entering the civilian workforce.
The challenges extend to healthcare as well. Just 40% of veterans expressed satisfaction with the VA’s approach to treating post-traumatic stress, a condition that affects millions of war survivors worldwide. This dissatisfaction suggests a gap in the support provided to veterans coping with the psychological toll of military service.
Financial stress is another critical issue. According to a 2021 report, more than three-quarters (75.8%) of military and veteran families carry debt, and more than 80% experience financial stress. This economic strain compounds the mental health challenges veterans face, often increasing their risk of homelessness—a problem that saw a 7.4% rise in 2023.
Together, these difficulties highlight the need for more effective support systems to ensure veterans and their families can transition successfully into civilian life.
Several bills have been introduced to or passed by Congress that aim to support military families by addressing key challenges like employment, housing, childcare, and healthcare. For example, The Military Family Stability Act, which was introduced to the House of Representatives in 2017, is designed to provide greater flexibility during relocations, reducing disruptions to employment and education. By giving families more time between relocations and additional support before, during, and after the relocation process, the Act would help ensure that when service members and their families do need to relocate for military service, they are able to do so sustainably and maintain stability.
In addition, The Military Spouse Employment Act would improve job opportunities for spouses by offering job training, remote work options, and hiring incentives for businesses. After passing the Senate in June 2023, the bill is now under consideration in the House of Representatives. Currently, appointment authority for military spouses does not include remote work, limiting their career flexibility. By addressing this gap, the Act would expand career options and improve financial stability for military families.
Mental health is a focus of the Veterans Mental Health and Addiction Therapy Quality of Care Act, which seeks to address the quality of care provided by healthcare providers of the Department compared to non-Department providers.
These policies would augment the existing provisions and legislative support that exists for military families. For example, the Military Child Care Act of 1989 addressed childcare by allocating $157 million for childcare services (equivalent to $356 million today), introducing minimum safety and accreditation standards for military child care centers, requiring staff background checks, and implementing a standardized priority and fee system.
The Veterans Housing Stability Act tackled housing issues by helping veterans and active service members with VA home loans exit forbearance, get their mortgage payments back on track, and stay in their homes. Similarly, the Mental Health for Military Families Act enables the Secretary of Defense to waive out-of-pocket costs for military families under TRICARE for their first three outpatient mental health visits each year, reducing expenses and making it easier for families to access necessary care
Additionally, in March of 2020, the Immigration and Nationality Act (INA) was signed into law to aid undocumented family members of service members by allowing them to apply for legal status without leaving the U.S. The policies aim to recognize the significant contributions of immigrant military personnel and provide them, and their families, with a faster path to citizenship.
Policy reform can have a significant impact on military families. While these bills show some of the major strides that the federal government has made to support service members and their families, there is still much to be done to ensure military families have the support they deserve.
There are many ways you can support military families, either through personal actions, community involvement, or advocacy.
Ways to support:
“We the People of the United States… do ordain and establish this Constitution for the United States of America.” In 1787, United States delegates convened in Philadelphia where, over the course of several months, they drafted the Constitution. In doing so, they set the framework for the future of our democratic nation. More than 200 years later, we are still upholding the vision of our founders: a government of the people, for the people, by the people – and as we head into another presidential election, this vision is as important today as ever.
United States veterans have a heightened role in preserving the Constitutional rights on which this country was founded. When joining the U.S. Armed Forces, every service member takes an Oath of Enlistment or Office, in which they solemnly swear to “support and defend the Constitution of the United States.” This pledge evolves over the years as service members step up to meet whatever challenges are necessary to support our nation. But the oath also extends beyond their military service and translates to their civilian life, especially civic duties like voting.
In the last presidential election, only 74.1% of veterans cast their votes. While slightly higher than the percentage of nonveterans who voted, this statistic means that one in four veterans’ voices are missing from the polls. Given the countless sacrifices veterans make for our country, their voices must be heard and counted. With veteran policy embedded in both presidential candidates’ campaigns, each vote will have a direct effect on the 18 million current U.S. veterans, their families, and all future generations of service members to follow.
Increasing voter representation also means it’s imperative to eliminate logistical roadblocks to ensure every veteran – and current service member – who wants to vote has the opportunity to. Active duty service members in particular may face barriers that make it more difficult for them to cast their vote. In 2022, 63% of active duty members were registered to vote, yet only 26% percent participated in the election. A large factor in this discrepancy is overseas deployments and domestic relocations. Most active duty service members spend months or years in training or on deployments that take them outside their home state, and often outside the country. The government has taken steps to help better support service members’ ability to vote through corrective initiatives like the Uniformed and Overseas Citizens Absentee Voting Act. Unfortunately, there are still many who fall through the cracks. In the last midterm election, 13.8% of active military members indicated they had expected to get a ballot but did not receive one. These frequent relocations – and the varying state laws, administrative procedures, and lack of information that come with them – not only impact service members’ ability to cast their vote but often their spouses and other military family members of voting age as well.
Low military voter turnout is especially problematic because it means that active duty and veteran service members are not weighing in on the policies that directly affect them. Both the Republican and Democratic candidates have platforms that include policies which could shape the lives of veterans or active duty service members. For instance, there has been heightened discussion around the PACT Act, which provides veterans and their survivors healthcare and benefits if they were exposed to burn pits, Agent Orange, or other toxic substances. Similarly, the candidates have brought the Post- 9/11 GI Bill into their campaigns, which assists those who served on active duty after September 10, 2001, in paying for school or covering expenses while training for a job.
The VA MISSION Act, which allows a veteran to visit a local provider if a VA hospital is too far away or the wait list is too long, has also been a frequent talking point this election cycle. Veterans should be paying attention: a recent Mission Roll Call poll found that, when asked which topics should be most heavily discussed during the 2024 election cycle, polled veterans placed the quality of and access to healthcare as their top priority. In the same poll, veterans ranked veteran homelessness as their second priority. U.S. homelessness is at its highest rate since 2012, with veterans making up about 7% of all homeless adults, even though they only represent around 6% of the total U.S. population. Exercising their right to vote is one of the best ways that veterans and their families can ensure that their voices are heard and that the topics they care most about are taken seriously.
Beyond veteran-specific legislation, this is a pivotal election, and its outcome will determine the trajectory of many policies that impact all U.S. citizens, veterans and service members included. These topics span from healthcare, foreign policy, and government funding to unemployment and retirement benefits. It is common for issues that affect millions of Americans to have a disproportionate effect on veterans, making their voice even more necessary in this opportunity for change. A recent MRC poll showed that 97% of U.S. veterans are registered to vote this election, indicating their commitment to making their voices heard. Come November, it is critical this high registration number translates to high voter turnout in order to share the veteran perspective.
Although barriers to voting persist, the military community continues to work to increase veteran turnout. Beyond encouraging voter registration and helping service members attain and submit absentee ballots, there are initiatives that support civic engagement within the military community, like Mission Roll Call’s valued partner Vet the Vote. Their initiative to recruit veterans and military families as poll workers provides additional opportunities for veterans to participate in the electoral process and fulfill their civic duties. More than 160,000 veterans and military family members have been recruited by Vet the Vote to serve as poll workers in every region of the United States, demonstrating their commitment to upholding our Constitutional rights.
There are many ways to get involved and amplify the veteran perspective this election season, whether through organizations like Vet The Vote or by simply requesting an absentee ballot, but it’s important to start talking about these opportunities now, before November 5. Each individual vote counts towards the collective veteran voice, and more broadly, to the American voice. This election year offers an opportunity for change – for service members, veterans, their families, and our nation.
Every one of our nation’s service members takes an oath to support and defend the Constitution. Even after they retire from active duty, they can still help strengthen our nation by showing up at the polls this November and exercising the rights that they, and all those who served before them, fought to defend.
Rural and tribal veterans have played a significant role in the U.S. Armed Forces. Yet these underserved communities often face unique challenges in accessing the care and support they need after their time in service.
More than four million veterans reside in rural communities across the country. This includes many Indigenous veterans, who serve in the U.S. military at higher rates than any other group. Providing comprehensive, high-quality care to these veterans is a challenge, leading to further health disparities among these communities.
Mission Roll Call acts as a unified voice to educate lawmakers about issues surrounding access to timely and effective care, while amplifying voices of underserved veterans in rural and tribal areas. Since our founding in 2019, we’ve worked tirelessly to bring attention to the needs of these veteran communities.
In this article we will discuss:
Rural veterans represent a significant proportion of the nation’s veteran community. According to the United States Department of Veterans Affairs (VA), of the more than 18 million United States veterans, nearly a quarter of them – 4.4 million – live in rural areas. Veterans are more likely to live in rural areas than Americans who did not serve in the military.
Veterans choose to live in rural areas because these areas typically have a lower cost of living; because they want to be closer to family, friends and community; because rural areas offer more land and space; and because some veterans seek less crowded areas to protect their mental health. The states with the highest concentration of veterans are Alaska, Wyoming, Virginia, Maine, Montana and South Carolina.
There are fewer health care providers and nurses per capita in rural areas, and rural veterans do not always live near VA health care services, which may be one of the reasons why only 2.7 million rural veterans are enrolled in the VA. But access to health care is critical for these veterans especially.
Access to preventive care and emergency services is vital, but it is harder to access for many living in rural areas.
Access to all types of care is important for rural veterans especially because:
Rural veterans are more likely to be diagnosed with diabetes, high blood pressure, obesity, and heart conditions. These conditions require more frequent, ongoing, and costly care.
Additionally, rural veterans have lower average household incomes than other veterans, with more than half earning an annual income of less than $35,000. To put this in perspective, in 2023, the poverty threshold for a family of four in the U.S. was $30,000. The cost of travel to reach health care services can be extremely difficult for veterans on a fixed income.
Rural veterans may have higher rates of substance abuse. A 2019 study found that rural veterans had slightly higher rates of admissions for opiate and injectable drug use disorders than urban veterans. Additionally, studies have found that rural veterans are less likely to get medication for opioid use disorder, less likely to initiate treatment for alcohol abuse, and 63% less likely to receive education on alcohol use.
Native Americans are more likely than any other race or ethnic group to live in rural America. There are an estimated 160,000 Indigenous American Indian, Native Hawaiian, and Alaska Native veterans in the United States, and about 39% live in rural areas.
American Indians and Alaska Natives serve in the military at higher rates than any other group — five times the national average –– and have the highest per-capita service rate of any population. To date, 29 Native Americans have been awarded the Medal of Honor, our nation’s highest military honor.
At Mission Roll Call, we use the term “tribal,” though we recognize there are several terms used to describe Indigenous people, including Native American, American Indian, or the names of the many communities within this ethnic group. We have incorporated a few of these with respect to the information referenced and in hopes of highlighting the diversity among Indigenous veterans.
Tribal veterans have bravely served in every major conflict from the Revolutionary War to our most recent conflicts in the Middle East. For example, it is estimated that up to a quarter of all Native American men served in World War I, even in the face of racism.
Whether returning from service to live on reservations, in rural communities, or in urban environments, many Native American service members are experiencing gaps in veteran care that are exacerbated by unique socioeconomic factors.
Today, 326 American Indian reservations are home to about one-quarter of American Indians and Alaska Natives. Residents of these areas continue to deal with a poor quality of life, such as a lack of adequate cooking equipment, plumbing, and air conditioning.
Tribal veterans living both inside and outside of reservations often have lower incomes, lower education levels, and higher unemployment than veterans of other ethnicities. According to the VA, they are also more likely to lack health insurance and have a disability – service-related or otherwise.
Native American health is disproportionately worse than other racial groups in the U.S., with extremely high rates of heart disease, diabetes, and cancer.
Additionally, Native American service members have often described military experiences as “spiritually isolating” due to judgments or ignorance around their unique customs. In fact, they were not legally allowed to practice their religion until 1978 with the passage of the American Indian Religious Freedom Act (AIRFA), and gaps in faith services for Indigenous service members have persisted.
Suicide rates among rural veterans are higher than rates among urban veterans. Veterans living in rural areas (who use VA’s healthcare system) are 65% more likely to die from suicide than those in urban areas.
There are varied reasons for this, but VA findings show veterans living in rural areas are less likely to have access/transportation to care, are less likely to receive regular health exams, and are more likely to own a firearm. Additionally, rural veterans report that one barrier to mental health services is the perception in their community that seeking help for mental health is an admission of weakness.
Additionally, Hispanics, American Indian and Alaska Natives are experiencing a growing disparity. Among rural veterans, American Indian and Alaska Natives have twice the risk for suicidal ideation compared to White veterans. And rural residence is associated with a 41% increase in suicide risk among Hispanic veterans.
Indigenous people have the highest suicide rates of all ethnic groups in the U.S. Factors such as cultural stigmas, substance use, social isolation, poverty, limited access to health care, and high unemployment rates play a role, along with experiences unique to Indigenous people around historical trauma and discrimination.
For Indigenous service members returning home from their time in service, the numbers are particularly concerning. In 2021, the suicide rate was 46.3 per 100,000 for American Indian or Alaska Native veterans, compared to 36.3 per 100,000 for White veterans.
The VA’s Connected Care Program seeks to bring broadband access to more rural places with limited capacity, in order to support remote virtual care. Additionally, the VA and Walmart have partnered to offer telehealth services to reach underserved veterans. This is important because according to the Secretary’s Center for Strategic Partnerships, 90% of Americans live within 10 miles of a Walmart.
On June 6, 2018, the VA MISSION Act was signed into law, becoming effective June 6, 2019. The MISSION Act strengthens the VA’s ability to deliver veterans’ care virtually through telehealth, and through community care providers.
In recognizing the unique socioeconomic and environmental factors among rural and tribal veterans, the VA is seeking to incorporate more “culturally tailored” initiatives. For example, in the Native American veteran community, this includes providing alternatives to clinical exam rooms and consulting with tribe leaders for outreach. It is also developing community partnerships with state and local community services and agencies to improve mental health among underserved communities.
In 2022, the VA released a notice for its Tribal Representation Expansion Project that seeks to establish greater collaboration with tribal governments to expand opportunities for claims representation where needed.
The first step toward supporting these communities is educating ourselves on the unique challenges they face, and how stereotypes of these communities may impact how we perceive them and the care they receive.
Here are three ways you can support underserved veterans:
VA Emergency Transportation Access Act: This bill would ensure that the VA maintains fair, transparent ground and air ambulance rates – especially important for rural veterans.
Mission Roll Call has also been advocating and facilitating the placement of ATLAS telehealth pods in tribal and rural communities to expand care options for both of these groups, which historically have lower access to the internet. When you join MRC, you will be helping us in this effort and others.
Many veterans – especially those in rural and tribal communities – face significant barriers in accessing essential resources – from health care and mental health services to employment and housing. Addressing these challenges requires a tailored and multi-faceted approach, including policy reforms, increased funding for community-based, veteran-specific programs, and stronger support networks.
Geographic isolation, limited access to health care, and cultural barriers can significantly impact both physical and mental health. It is our country’s duty to not only recognize veterans’ sacrifices but to also actively work toward creating more inclusive and effective opportunities for care for all veterans – both at the federal level and the community level.
By dedicating resources and attention to these underserved populations, we can bridge the gap in services and support that has impacted the veteran community for decades.